LTC Premium
Compared To
WA State Employee LTC Payroll Tax
|
Monthly LTC Plan Premium
|
Monthly State Payroll Tax
|
|||||||
|---|---|---|---|---|---|---|---|---|
|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
|
|
|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
$216,000
|
$432,000
|
$
|
$
|
|
$36,500*
|
|
|
Benefit Duration
|
3 years
|
3 years
|
6 years
|
$
|
$
|
|
|
|
|
Monthly Benefit Amount
|
$3,000
|
$6,000
|
$6,000
|
$
|
$
|
|
|
|
|
5% Simple Inflation
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
|
|
|---|---|
|
|
|
|
Benefit Features
|
A
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$3,000
|
|
5% Simple Inflation
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$11.40
$11.40
$11.40
$11.40
$11.40
$11.40
$11.40
$11.40
$11.40
$11.40
$11.40
$11.40
$11.40
$11.70
$12.00
$12.60
$12.90
$13.20
$13.80
$14.40
$14.70
$15.60
$16.20
$16.80
$17.70
$18.30
$19.20
$20.40
$21.30
$22.20
$24.00
$25.80
$27.60
$29.70
$31.80
$33.60
$35.70
$38.10
$40.50
$42.90
$46.20
$49.80
$53.70
$58.80
$64.20
$69.30
$74.70
$83.40
$89.40
$99.30
$108.00
$117.00
$127.20
$139.50
$154.20
$170.40
$188.10
$213.60
$238.50
$267.90
$295.80
$326.70
$358.50
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
B
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$216,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Simple Inflation
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$22.80
$22.80
$22.80
$22.80
$22.80
$22.80
$22.80
$22.80
$22.80
$22.80
$22.80
$22.80
$22.80
$23.40
$24.00
$25.20
$25.80
$26.40
$27.60
$28.80
$29.40
$31.20
$32.40
$33.60
$35.40
$36.60
$38.40
$40.80
$42.60
$44.40
$48.00
$51.60
$55.20
$59.40
$63.60
$67.20
$71.40
$76.20
$81.00
$85.80
$92.40
$99.60
$107.40
$117.60
$128.40
$138.60
$149.40
$166.80
$178.80
$198.60
$216.00
$234.00
$254.40
$279.00
$308.40
$340.80
$376.20
$427.20
$477.00
$535.80
$591.60
$653.40
$717.00
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
C
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$432,000
|
|
Benefit Duration
|
6 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Simple Inflation
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$30.00
$30.00
$30.00
$30.00
$30.00
$30.00
$30.00
$30.00
$30.00
$30.00
$30.00
$30.00
$30.00
$31.20
$32.40
$33.60
$34.80
$36.00
$37.80
$39.00
$40.80
$42.60
$44.40
$46.80
$48.60
$51.00
$53.40
$56.40
$59.40
$61.80
$66.60
$71.40
$76.80
$82.20
$87.60
$92.40
$97.20
$103.20
$108.60
$114.60
$123.00
$132.00
$142.20
$154.80
$168.60
$181.80
$195.00
$217.20
$232.20
$257.40
$278.40
$300.60
$326.40
$357.00
$395.40
$435.60
$480.60
$546.60
$609.00
$683.40
$752.40
$829.20
$909.00
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*Adjusted up to inflation see wacaresfund.wa.gov